EFM works with Financial Service Partners to provide unique financing services to government clients of EFM. Financial Service Partners have access to various licenses and financial products which allow for EFM direct access to top financial institutions and financial experts. EFM has contracts with these Financial Service Partners typically allowing for:

• Specialized financial products
• Less limitations on risk Industry or Country risk limitations
• Lower Cost of Funds (COF's)
• Less premiums for risks
• Lower down payments
• Less reserves
• Increased funding